Medicare Enrollment
Made Simple
Whether it's your first time enrolling or you're switching plans, I'll guide you through every step—at no cost to you.
Medicare Enrollment Periods Explained
Initial Enrollment Period (IEP)
7 months around your 65th birthday
Your first chance to sign up. Starts 3 months before your birthday month and ends 3 months after.
Annual Enrollment Period (AEP)
October 15 – December 7
Switch Medicare Advantage plans, change Part D coverage, or move between Original Medicare and MA.
Medicare Advantage Open Enrollment
January 1 – March 31
If you're already in a Medicare Advantage plan, you can switch to another MA plan or go back to Original Medicare.
Special Enrollment Periods (SEP)
Varies by qualifying event
Triggered by life changes like moving, losing employer coverage, or qualifying for Medicaid.
How I Help You Enroll
Enrollment FAQs
When is the Medicare Annual Enrollment Period?
The Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. During this time, you can switch between Original Medicare and Medicare Advantage, change your Part D plan, or join/drop a plan.
What happens if I miss my enrollment period?
Missing your Initial Enrollment Period can result in late enrollment penalties that increase your premiums for life. Part B penalties are 10% for each 12-month period you could have had coverage but didn't.
Can I enroll in Medicare if I'm still working at 65?
Yes, but it depends on your employer size. If your employer has 20+ employees, you can delay Part B without penalty. If fewer than 20 employees, Medicare becomes primary and you should enroll.
Do I need to enroll in both Part A and Part B?
Part A is premium-free for most people and usually starts automatically at 65. Part B has a monthly premium and requires active enrollment. Both are needed for full Original Medicare coverage.
Ready to Enroll? Let's Talk.
I make enrollment stress-free. Book a free consultation and I'll walk you through everything.